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Financial Services
Customer expectations are evolving rapidly and reshaping the financial services industry. Digital transformation is fundamental to improving all facets of banking and financial services. Toptal’s world-class experts are ready to help you build and define rich customer experiences, maximize the power of your data, and drive operational performance in a creative and agile manner.
As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase its App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

Dan Foia
Toptal Designer
The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during, and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

Yanju Lawal
Toptal Product Manager
I developed the strategy, architecture, and prototypes of a B2B fintech platform for AB InBev. The platform offers wallet, payment, and lending products.

James Nicolson
Toptal Developer
1,450+
Financial Services Companies Trust Us
8,200+
Financial Services Projects
Toptal’s Talent Economy Podcast: Financial Services Industry Leaders on the Future of Staffing
DJ Casto
CHRO at Synchrony

Prioritizing Education
As we begin to wind down from a tumultuous year, companies are looking to their workforces to see what they can do to help build them up.

DJ Casto
CHRO at Synchrony
State of the Fintech Industry
As the market and the fintech landscape are maturing, now is the time to see which companies are here to stay and can become profitable. There will be some necessary consolidation and perhaps some high-profile failures.
Continue ReadingToptal’s Talent Economy Podcast: Financial Services Industry Leaders on the Future of Staffing
Dan Domenech
CHRO at Hewlett Packard Enterprise Financial Services

Building Skills With Virtual Reality
Discover innovative employee training approaches to optimize the learning process and encourage career growth and upward mobility.

Dan Domenech
CHRO at Hewlett Packard Enterprise Financial Services
Toptal’s Talent Economy Podcast: Financial Services Industry Leaders on the Future of Staffing
Kristin Johnson
CHRO at Edward Jones

Preparing for the New Normal
As workplaces become more flexible, companies can begin to adapt their cultures in creative ways. What might reopening look like?

Kristin Johnson
CHRO at Edward Jones
OUR EXPERTISE
We put our stock in solutions for the financial services sector.
Your industry is evolving rapidly. Don’t fall behind. See how our talent has helped shape financial companies for the future.
Finance Project Leadership
TALENT STORIES
I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.
John RuppelDEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER
TALENT STORIES
I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.
John RuppelDEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER
TALENT STORIES
I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.
John RuppelDEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER
TALENT STORIES
I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.
John RuppelDEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER
Cloud Services
Why I Use AWS Cloud Infrastructure for My Products
As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.
Tomislav CapanSoftware engineer, technical consultant, and architect
Why I Use AWS Cloud Infrastructure for My Products
As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.
Tomislav CapanSoftware engineer, technical consultant, and architect
Why I Use AWS Cloud Infrastructure for My Products
As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.
Tomislav CapanSoftware engineer, technical consultant, and architect
Why I Use AWS Cloud Infrastructure for My Products
As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.
Tomislav CapanSoftware engineer, technical consultant, and architect
Core Systems Modernization
TALENT STORIES
I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.
Colin SmithAPI Developer
TALENT STORIES
I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.
Colin SmithAPI Developer
TALENT STORIES
I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.
Colin SmithAPI Developer
TALENT STORIES
I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.
Colin SmithAPI Developer
Data Engineering, Data Science, and Analytics
TALENT STORIES
I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.
Kostas NikolakopoulosStatistical Data Analysis Developer
TALENT STORIES
I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.
Kostas NikolakopoulosStatistical Data Analysis Developer
TALENT STORIES
I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.
Kostas NikolakopoulosStatistical Data Analysis Developer
TALENT STORIES
I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.
Kostas NikolakopoulosStatistical Data Analysis Developer
Digital Customer Experience
A Fortune 500 insurance agency augments its product portfolio
Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.
A Fortune 500 insurance agency augments its product portfolio
Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.
A Fortune 500 insurance agency augments its product portfolio
Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.
A Fortune 500 insurance agency augments its product portfolio
Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.
Digital Transformation
TALENT STORIES
The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.
Yanju LawalProduct Manager
TALENT STORIES
The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.
Yanju LawalProduct Manager
TALENT STORIES
The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.
Yanju LawalProduct Manager
TALENT STORIES
The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.
Yanju LawalProduct Manager
Software Engineering and Architecture
TALENT STORIES
I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.
Algirdas AtkočaitisSoftware Developer
TALENT STORIES
I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.
Algirdas AtkočaitisSoftware Developer
TALENT STORIES
I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.
Algirdas AtkočaitisSoftware Developer
TALENT STORIES
I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.
Algirdas AtkočaitisSoftware Developer
User Experience and Design Services
TALENT STORIES
I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.
Frank MüllerProduct Manager
TALENT STORIES
I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.
Frank MüllerProduct Manager
TALENT STORIES
I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.
Frank MüllerProduct Manager
TALENT STORIES
I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.
Frank MüllerProduct Manager
Web and Mobile Applications
TALENT STORIES
As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.
Dan FoiaDesigner
TALENT STORIES
As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.
Dan FoiaDesigner
TALENT STORIES
As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.
Dan FoiaDesigner
TALENT STORIES
As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.
Dan FoiaDesigner
Connect With Our Financial Experts
Schedule a CallIndustry insights
Money talks
Discover Toptal insights, trends, and resources in the financial and banking space.

How it works
Assemble the perfect team.
Whether you need a robust team of specialists or a single expert, we offer a wide range of options to deliver scalable solutions.
Full Teams
For large, specialized projects, assemble full teams of Toptal freelancers to collaborate inside the company.
Blended Teams
When additional assistance is required, multiple freelancers can be blended into existing teams.
Individual Experts
Engage with individual freelancers to deliver work on a project-by-project basis.
Connect With Our Financial Experts
Schedule a CallOUR EXPERTISE
Our skills are the gold standard.
We have deep expertise in the financial industry combined with unrivaled skills. Our team of experts help guide your transformations and innovations through our distinct specialities. Click through a sample of our skills.
- Find What You Need
- Find What You Need
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